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	<title>Personal Loan &#187; risk</title>
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		<title>Credit Risk Assessment: The New Lending System for Borrowers, Lenders, and Investors</title>
		<link>http://www.fernbank.org/242-credit-risk-assessment-the-new-lending-system-for-borrowers-lenders-and-investors</link>
		<comments>http://www.fernbank.org/242-credit-risk-assessment-the-new-lending-system-for-borrowers-lenders-and-investors#comments</comments>
		<pubDate>Tue, 11 May 2010 03:03:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Assessment]]></category>
		<category><![CDATA[Borrowers]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Investors]]></category>
		<category><![CDATA[Lenders]]></category>
		<category><![CDATA[lending]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[System]]></category>

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Product Description&#8220;Clark and Mingyuan start with an insightful and comprehensive description of how market participants contributed to the current crisis in the residential mortgage markets and the root causes of the crisis. They then proceed to develop a new residential mortgage lending system that can fix our broken markets because it addresses the root causes. [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>The Banker&#8217;s Handbook on Credit Risk: Implementing Basel II</title>
		<link>http://www.fernbank.org/237-the-bankers-handbook-on-credit-risk-implementing-basel-ii</link>
		<comments>http://www.fernbank.org/237-the-bankers-handbook-on-credit-risk-implementing-basel-ii#comments</comments>
		<pubDate>Fri, 07 May 2010 03:08:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Banker's]]></category>
		<category><![CDATA[Basel]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Handbook]]></category>
		<category><![CDATA[Implementing]]></category>
		<category><![CDATA[risk]]></category>

		<guid isPermaLink="false">http://www.fernbank.org/237-the-bankers-handbook-on-credit-risk-implementing-basel-ii</guid>
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Product DescriptionThe Banker&#8217;s Handbook on Credit Risk shows you how to comply with Basel II regulations on credit risk step by step, building on the basics in credit risk up to advanced credit risk methodologies. This advanced credit/risk management book takes a &#8220;new tools&#8221; approach to Basel II implementation. The hands-on applications covered in this [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Personal Loan and Types of Personal Loans</title>
		<link>http://www.fernbank.org/12-personal-loan-and-types-of-personal-loans</link>
		<comments>http://www.fernbank.org/12-personal-loan-and-types-of-personal-loans#comments</comments>
		<pubDate>Mon, 11 Jan 2010 08:57:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[high]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[risk]]></category>

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All financial institutes and banks offer personal loans. The basic aim of a personal loan is to provide essential finance to fulfill all the demands of an individual at best terms and conditions. Personal loan is a multipurpose loan; it can be used for a number of purposes including home renovation expenses, purchase of a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What are Personal Loans?</title>
		<link>http://www.fernbank.org/8-what-are-personal-loans</link>
		<comments>http://www.fernbank.org/8-what-are-personal-loans#comments</comments>
		<pubDate>Sat, 28 Nov 2009 08:57:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[consolidate]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[stafford]]></category>
		<category><![CDATA[student]]></category>

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What are personal loans?
Personal loans are loans which are given without any specific purpose in mind. In simpler terms, unlike a car loan or a home loan, a personal loan can be put to any use by the beneficiary according to his/her discretion. Personal loans can be used for a wide variety of purposes, and [...]]]></description>
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		<title>Secured Personal Loans</title>
		<link>http://www.fernbank.org/9-secured-personal-loans</link>
		<comments>http://www.fernbank.org/9-secured-personal-loans#comments</comments>
		<pubDate>Sat, 21 Nov 2009 08:57:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[consolidate]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[payday]]></category>
		<category><![CDATA[personal]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[stafford]]></category>
		<category><![CDATA[student]]></category>

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Secured personal loans have a history that dates back to centuries before the advent of modern banks and financial institutions. Even in the ancient times, borrowers were able to draw funds only when the lender was given rights to certain assets. Though a vast change is visible in the lending policy today, the popularity of [...]]]></description>
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